ILLINOIS MALPRACTICE: Doctors, lawyers and
myths
Wednesday, May 18, 2005
EVERYONE KNOWS that courts in Madison and St. Clair counties are
judicial
"hellholes" where juries return huge medical malpractice
awards that are
causing doctors to flee the state.
The problem with this conventional wisdom is that it's based on
well-cultivated
myths - myths used to justify tort "reform" bills in the
Illinois legislature
that would impose unfairly low caps on victims of medical malpractice.
A study of jury verdicts in Madison and St. Clair counties by Duke
University
law professor Neil Vidmar found that there were only 11 jury verdicts
for
victims of medical malpractice between 1992 and 2005. Only two awards
exceeded
$1 million, and one of those was thrown out on appeal.
While Madison County deserves its reputation for mishandling
class-action and
asbestos cases, Mr. Vidmar found "no evidence to support the
perception" that
malpractice juries award "outrageous" verdicts. The study,
performed for the
Illinois State Bar Association, did not include out-of-court
settlements, which
are more numerous than jury verdicts. Still, it undermines the claim
that
doctors have to settle cases to avoid unreasonable jury awards.
The Illinois Civil Justice League, a business group that lobbies for
tort
reform, claims that malpractice lawsuits shot up from 2000 to 2003.
But those
numbers hardly are persuasive. The number of malpractice cases filed
in Madison
and St. Clair counties increased to 108 in 2003 from 96 in 2000 - at
13
percent, a much slower rate of increase than other civil cases. And
while the
league speaks of the "astounding" number of doctors sued,
that number increased
only to 264 from 232.
Doctors and their allies in the insurance industry claimed for a time
that
insurers in Illinois were paying out more than they were collecting in
premiums. In 2002, they paid $1.47 in claims for every $1 that they
collected.
But things have changed. In 2003 and 2004, the biggest Illinois
malpractice
insurer, ISMIE Mutual Insurance Co., collected twice as much in
premiums as it
paid out in claims.
What do all these numbers say? They suggest that the medical
malpractice
problem in Illinois is at least as much a result of the boom and bust
of the
insurance cycle as the court system.
One would expect doctors seeking lower malpractice rates to be as
interested in
insurance reform as tort reform. But Dr. Craig A. Backs, president of
the
Illinois State Medical Society, says the group opposes the
"onerous" insurance
provisions that are part of the malpractice legislation now before the
legislature. Dr. Backs' view would seem surprising, except that the
doctors and
insurers are in bed together. The Illinois State Medical Society
established
ISMIE and the two issue joint press releases.
The "onerous" reforms that the two groups criticize are
actually modest
changes. House Bill 4074, sponsored by Rep. Thomas Holbrook,
D-Belleville,
allows the release of actuarial data to the public and provides for
public
hearings on large insurance rate increases. California has more
stringent
insurance regulation, which seems to have held malpractice insurance
rate
increases in check better than damage caps in other states.
Some of the tort reforms in the Holbrook bill make sense by
encouraging
settlements, protecting doctors' personal assets and requiring that
expert
witnesses be specialists in the same field as the defendant.
But the caps on noneconomic damages for pain and suffering are
absurdly low -
$250,000 for doctors and $500,000 for hospitals. When a doctor fails
to detect
a detached retina or mistakenly removes a breast, that's simply not
enough
money to compensate the victim for a life of blindness or
disfigurement.
Doctors deserve relief from high malpractice insurance costs, and so
do the
people of southern Illinois who see doctors leave the area. But the
relief
should come from a comprehensive bill that includes stricter
discipline of
doctors, insurance reform and improvements in civil justice.
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