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For most average folks - the kind of people I
represent every day - the issue of capping damages in medical
malpractice cases is difficult to understand.
Many people don't realize the catastrophic impact caps could
have on their legal rights. The medical lobby, insurance
industry and right-wing politicians have been very adept at
using the issue's complexity to their advantage by distorting
and "spinning" statistics in their favor.
But the longer the fight drags on over
limiting the rights of medical malpractice victims to recover
non-economic damages, the more substantial evidence continues to
mount that the case for "tort reform" is based on
misinformation and, in many respects, outright fabrications.
Here are a few of the things we have learned
over the past year or so:
In April 2004, the chairman of the
Pennsylvania Medical Society admitted during testimony before
the state House Insurance Committee that the medical lobby had
no statistical evidence to support its claims of a "doctor
exodus" from Pennsylvania. Rep. Thomas Tangretti called the
admission "an outrage."
"You've been frightening people,
particularly senior citizens, and now we find it was all
probably wrong-headed and disingenuous," Tangretti told
Medical Society Chairman Dr. Daniel Glunk of Williamsport.
"Before you continue to frighten people about access to
health care, you better get your numbers right."
According to the American Medical Association,
the number of licensed physicians in the state has increased
steadily since 1996. Between 1996 and the end of 2003, the
number of licensed doctors in the state increased roughly 10
percent, from 36,882 to 40,542. The U.S. Health Services and
Resources Administration says Pennsylvania has one of the
highest doctor-patient ratios in the country.
In October, the nation's largest malpractice
insurer, GE Medical Protective, admitted that caps won't lower
doctors' insurance premiums. The revelation was made to the
Texas Department of Insurance in a regulatory filing explaining
why the insurer wanted to raise physicians' premiums 19 percent
a mere six months after Texas imposed caps on medical
malpractice awards. In 2003, Texas passed a $250,000 cap on
non-economic damages after GE Medical Protective and other
insurers lobbied for the change. (Incidentally, GE Medical
Protective, also the largest malpractice insurer in
Pennsylvania, was recently purchased by business mogul Warren
Buffett, which speaks volumes about the profitability of the
malpractice insurance industry. Buffett, a multibillionaire, is
not known for making bad business investments.)
Two recent studies in Florida and Texas - the
only two states that keep track of claims paid out in
malpractice cases - found no connection between lawsuit payouts
and rising insurance premiums for doctors.
The Florida study, conducted by a group of
professors at Duke University and published in October, found no
evidence that an increase in lawsuits and large jury awards were
responsible for driving up doctors' insurance rates.
The Texas study, conducted by leading law and
medical school professors from three universities and released
in March, concluded, "We find no evidence of the medical
malpractice crises that produced headlines over the last several
years and led to legal reform in Texas and other states. The
rapid changes in insurance premiums appear to reflect insurance
market dynamics, largely disconnected from claim outcomes."
Unfortunately for injured patients in Florida
and Texas, the studies were too late. Both states had already
imposed caps.
Many of us who oppose arbitrary limits on damages in malpractice
cases believe once Pennsylvanians know the facts, they will
stand up for the rights of injured patients. We just hope that
when that day comes, it's not too late.
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